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Solutions · Food & Beverage

Global Banking for Food and Beverage Companies

Settle with growers, producers, and distributors in local currency, and keep working cash visible across every corridor you buy in.

30+
Sourcing currencies
T+0
Producer settlement
<60 sec
Local payment
24/7
Concierge service
The timing problem

You pay at harvest. You get paid at retail.

Nothing about that sequence is negotiable, and every food and beverage business funds the distance between the two ends of it.

Harvest · fixed by nature

The crop lands when it lands.

Growers, co-ops, and processors are paid on delivery, in local currency, in a window nobody negotiated. Miss it and the volume goes to whoever did pay.

Growers
Co-ops
Freight
The gap · working cash

Weeks of exposure, every season.

You have paid for the crop and not yet been paid for the product. That window is funded today by whatever credit is nearest to hand, at whatever it costs.

Storage
Processing
Transit
Retail · someone else’s terms

Payment arrives ninety days later.

Distributors and grocery buyers pay on their own cycle, in their own currency, long after you settled with the people who grew it.

Distributors
Grocery
Export
Our growers would not commit the next season's volume until the last one had cleared. We were losing supply to a payment delay.
The problem, stated plainly

What you get with Magellan

Built around the timing of a food supply chain rather than a generic payment calendar.

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