Bills are due today. Revenue comes in later.
Global businesses run a permanent gap between obligations and incoming cash — and pay expensive credit to bridge it.
Obligations leave on schedule.
Payroll, vendor invoices, FX conversions, cross-border payouts — all booked, all dated.
Days, sometimes weeks, of exposure.
The window between money out and money in — funded today by factoring, MCAs, or emergency bank lines.
Collections arrive when they arrive.
Customer collections, foreign repatriation, marketplace payouts, refunds — all subject to partner timing.
One account for the world. One credit line on top.
Global Banking
Collect, convert, and pay — worldwide.
- Accounts in 30+ currencies
- Wholesale FX rates
- Real-time settlement globally
- Yield of up to 4% on idle balances
Working Capital
30-day credit line, free.
- Get funding in minutes, not weeks
- Spending limit grows as you transact more
- Flexible repayment terms after 30 days available
- No hidden fees. No covenants.
What you’re replacing.
Every option for bridging the gap today is either slow, expensive or insufficient.
Complex contracts. Risks customer relationships.
40–150%+ effective APR.
6–12 week cycles. Collateralised. No certainty.
Magellan replaces all three with one credit line, underwritten on your real-time transactions.
Banking that moves at the speed of your business.
Built by fintech veterans.
Operators and engineers from the institutions you already trust — now building what they wished existed.
Concierge service.
No chatbots, tickets, forms. We're a call away, 24/7.